PERSONAL CHECKING

Convenient, easy and most accounts are free!

All First National Bank accounts come with:

  • Unlimited access to the best customer service anywhere – in person, by phone or online
  • Free VISA® Debit Card for fast, easy purchasing wherever VISA® cards are accepted
  • Free Online Banking and Bill Pay
  • Unlimited check writing with no per check charge
  • Free check images for easy record-keeping
  • An easy-to-balance, easy-to-read monthly statement

Totally Free Checking*

Totally Free Checking is the account of choice for so many people – and no wonder.   It’s so easy.  There’s no minimum balance requirement (so you’re not always moving money between accounts).  We know you’ll appreciate the other features of this account.

  • No minimum balance
  • No monthly service charge
  • No per check charge

50+ Free Interest Checking

Are you 50+?  Remember that you’re not getting older; your checking account is getting better.  With our 50+ Free Interest Checking, you qualify for special perks.

  • Free personalized checks
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • PLUS – competitive interest rates!

VIP Free Interest Checking*

With Free Interest Checking, we pay you to have your checking account with us.  Simply arrange for direct deposit or any automatic payment into your account on a monthly basis and earn money on your money.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • PLUS – competitive interest rates!

Wall Street Checking*

The checking account that rewards you for higher balances.

  • Higher interest rates with balances of $1,500.00 or more
  • Competitive interest rate if your balance falls below $1,500.00
  • No per check charge
  • Only $10.00 monthly charge if minimum balance falls below $1,000.00

All checking accounts come with a FREE Visa® Debit Card.

We know you – you love how easy it is to pay with a credit card but you hate the bill at the end of the month!   That’s why all our checking accounts come with a Free Visa® Debit Card.  It has the ease of a credit card but the money comes straight from your checking account when you use it to make a purchase. 

A network of ATMs worldwide.  Your Visa® Debit Card is tied to the Pulse,PLUS™ and STAR Networks so you have access to your money wherever you travel almost anywhere in the world. ATM fees may apply.

Here’s how to open a First National Bank Checking Account.

*First order of standard checks is FREE, after that the customer purchases checks.

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50.00. Ask us for details.