PERSONAL SAVINGS

Savings accounts, Certificates of Deposit and Money Market Accounts

Because nothing else feels quite as good as having money in the bank.

In Colorado, we know the value of saving, of putting a little away every month.  At First National Bank, you’ll also get the pleasure of seeing your account balance grow. 

Stop by today to open your account or click here to apply.  It’s time to start saving money!

For current interest rates, please click here or stop by any First National Bank location.

Choose from these accounts

For easy access to your money:

Regular Savings Account

Minimum to Open:  $100.00

Service Charge:

$3.00 per quarter if the average daily balance for the quarter falls below $100.00

Withdrawals:

9 free withdrawals per quarter, $1.00 per withdrawal after 9 per quarter

Statements:   Quarterly

 

Money Market Platinum

Minimum to Open:  $10,000.00

Service Charge:

$25.00 per month if the balance falls below $10,000.00

Withdrawals:

6 withdrawals or transfers from your account each statement cycle, 3 by check or up to 6 pre-authorized transfers. Minimum withdrawal, check or transfer: $500.00.
Statements:   Monthly

 

For higher interest:  Certificates of Deposit

If you have money that you can afford to commit for a specific term, you can earn higher interest with a First National Bank CD – while still keeping your money safe and insured.  The minimum deposit is only $500.00, and terms start at only 90 days.  For more information – including current rates and yields – click here or stop in today.

 

IRA's

Tax advantages now, a comfortable nest egg later.

You know it’s coming someday – retirement, that is.  You have to be ready.

The good news is that the sooner you get started saving, the more money you’ll have later – one case where time really is on your side.  Just a little money put aside regularly can make the difference between scraping by and finally being able to do all the things you’ve planned.

The first step:  setting up your First National Bank IRA.  It’s easy.  We’ll take you through the process step by step.

Click here for current rates or visit your local office for more information.

(Consult your tax advisor for specific information about your personal situation.)

 

Special Purpose Accounts:

 

VIP Health Savings Account

Minimum to Open:  $50.00

Service Charge:

$1.50 per month

Interest:

Tiered interest rate – click here for rates

Withdrawals:  For qualified medical expenses

 

Wall Street Health Savings Account

Minimum to Open:  $50.00

Service Charge:

$1.50 per month

Interest:

Tiered interest rate – click here for rates

Withdrawals:  For qualified medical expenses

 

 

Childs Savings Account

Minimum to Open:  $25.00

Service Charge:

FREE

Statements:

Quarterly

Age Requirements:  Individuals up to the age of 17 years old. (Account converts to Regular Savings at age 17).

 

Christmas Club

Minimum to Open:  $5.00

Service Charge:

FREE

Withdrawals:

No withdrawals allowed.  A check for the balance will be sent in November.

 

Burial Fund

Minimum to Open:  $100.00

Maximum Balance:

May not exceed $10,000.00

Service Charge: None
Withdrawals: None during the depositor's lifetime. The depositor specifically directs to pay the entire deposit to any mortuary, which officiates at the funeral of the depositor.
Statements: Monthly