PERSONAL CHECKING

Convenient, easy and most accounts are free!

All First National Bank accounts come with:

  • Unlimited access to the best customer service anywhere – in person, by phone or online
  • Free VISA® Debit Card for fast, easy purchasing wherever VISA® cards are accepted
  • Free Online Banking and Bill Pay
  • Unlimited check writing with no per check charge
  • Free check images for easy record-keeping
  • An easy-to-balance, easy-to-read monthly statement

Totally Free Checking*

Totally Free Checking is the account of choice for so many people – and no wonder.   It’s so easy.  There’s no minimum balance requirement (so you’re not always moving money between accounts).  We know you’ll appreciate the other features of this account.

  • No minimum balance
  • No monthly service charge
  • No per check charge

50+ Free Interest Checking

Are you 50+?  Remember that you’re not getting older; your checking account is getting better.  With our 50+ Free Interest Checking, you qualify for special perks.

  • Free personalized checks
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • PLUS – competitive interest rates!

VIP Free Interest Checking*

With Free Interest Checking, we pay you to have your checking account with us.  Simply arrange for direct deposit or any automatic payment into your account on a monthly basis and earn money on your money.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • PLUS – competitive interest rates!

Wall Street Checking*

The checking account that rewards you for higher balances.

  • Higher interest rates with balances of $1,500.00 or more
  • Competitive interest rate if your balance falls below $1,500.00
  • No per check charge
  • Only $10.00 monthly charge if minimum balance falls below $1,000.00

All checking accounts come with a FREE Visa® Debit Card.

We know you – you love how easy it is to pay with a credit card but you hate the bill at the end of the month!   That’s why all our checking accounts come with a Free Visa® Debit Card.  It has the ease of a credit card but the money comes straight from your checking account when you use it to make a purchase. 

A network of ATMs worldwide.  Your Visa® Debit Card is tied to the Pulse and Cirrus Networks so you have access to your money wherever you travel almost anywhere in the world. ATM fees may apply.

Here’s how to open a First National Bank Checking Account.

*First order of standard checks is FREE, after that the customer purchases checks.

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50.00. Ask us for details.